We take security very seriously and as such have designed the app with rigorous controls in place. We partner with third parties who specialise in providing security for different elements of the app. We use Stripe as a globally-trusted and FCA-regulated payment processor and to verify the identity of anyone collecting and withdrawing money from the Collctiv app. All of our payments are 3D secured by default, meaning that we ask your bank or card issuer to require you to authorise any payment you make into a Collctiv pot, if they have those controls in place.