Compliance Manager

Why Collctiv? 

A chance to step up

Feel under-utilised? Like you could be doing more, making more of a mark, a real difference? Here’s the chance to join a fast-growth, scale-up team where literally anything is possible and can/will happen on a daily basis!

Big visibility

As a close-knit and focused team your contribution is a big % of the whole. You will be a figurehead in your area of expertise with total transparency and accountability. Everything that happens is supported, recognised, celebrated and learnt from.

Experiment and learn

Any idea can be a good idea and we want input from all areas of the business. We are committed to a culture of creativity supported by robust scientific processes to ensure all ideas can be tested, measured, analysed and learnt from. 

Be genuinely part of it

We know what we want to achieve and the scale of the impact that we want to make. When you join the business, you receive equity options regardless of the job you do, because whatever that job is, it will be contributing to Collctiv and we believe that should be recognised. Work at any time that you operate best, with unlimited holidays to allow you to be all of the other versions of you that you need to be! 

Job Description

As a Compliance Manager in Collctiv, you will be responsible for ensuring the organisation adheres to all applicable financial regulations and internal policies. This role involves developing and implementing compliance programs, conducting risk assessments, monitoring regulatory changes, and providing guidance to the team on compliance matters. You will act as a key liaison with regulatory bodies and play a vital role in mitigating regulatory risks, protecting the organisation's reputation, and fostering a culture of compliance.

Type of Person

• Must be happy working in a start-up environment with an ‘all hands on deck’ approach - able to adapt to changing priorities;
• Open and honest communication skills;
• Commitment to simplicity in design, work, and relationships;
• Understanding of the importance of putting our customers at the centre of everything we do and build;
• Experimental and innovative mindset - comfortable with change and happy to challenge the status quo;
• Collaborative working style - desire to be part of a team and an understanding that all team members have something important to bring to the table;
• Bonus points for being an ‘organiser’ personality type i.e. our customer.

Key Responsibilities

• Regulatory Framework Management:
  
  • Develop, implement, and maintain a comprehensive compliance framework aligned with relevant banking/fintech regulations (e.g., AML/KYC, PSR, GDPR, data privacy laws);
  • Proactively monitor and interpret evolving regulatory landscapes, providing timely updates and impact assessments to senior management;
  • Ensure the organisation's policies and procedures are consistently updated to reflect changes in regulatory requirements.

• Regulatory Liaison and Reporting:
  
  • Serve as the primary point of contact for regulatory authorities, managing inquiries, audits, and examinations;
  • Prepare and submit accurate and timely regulatory reports, ensuring compliance with reporting obligations;
  • Manage regulatory filings and applications, ensuring all submissions are complete and accurate.

• Compliance Risk Assessment and Mitigation:
  
  • Conduct comprehensive risk assessments to identify and evaluate compliance risks across all business units;
  • Develop and implement risk mitigation strategies and controls to minimise regulatory exposure;
  • Establish and maintain a robust compliance monitoring program to detect and prevent regulatory breaches.

• AML/KYC and Financial Crime Prevention:
  
  • Oversee the implementation and maintenance of effective AML/KYC programs, including customer due diligence (CDD), enhanced due diligence (EDD), and transaction monitoring;
  • Investigate and report suspicious activities in accordance with regulatory requirements;
  • Develop and deliver training programs on AML/KYC and financial crime prevention for all relevant staff.

• Internal Compliance Audits and Monitoring:
  
  • Plan and execute internal compliance audits to assess the effectiveness of compliance controls.
  • Identify and report compliance deficiencies, recommending corrective actions and monitoring their implementation.
  • Maintain accurate and up-to-date records of compliance activities and audit findings.

• Training and Advisory:
  
  • Provide expert advice and guidance to management and staff on compliance matters.
  • Develop and deliver compliance training programs to ensure staff awareness and understanding of regulatory requirements.
  • Maintain up to date knowledge of all regulatory changes, and be able to explain these changes to staff in a clear and concise manner.

Skills - Essential

We don’t ask for a massive list of things you MUST have. We want awesome people. Full Stop. BUT in this role there is one we have to ask for.

We do need candidates from a FinTech, payments or banking background. If you have this, then get applying! 

Location

Collctiv implements a mixed work from home / office approach. This role is predominantly based at home, with 1 or 2 days per week spent in the Stockport office.

We are more than happy to consider reduced hours, but we do need you to be working those hours across 4 days per week. We are flexible on working hours - work when you work best, and when works best for you. We will provide you with any equipment you may need to do your job from home. 

We also have an unlimited holiday policy, so you can take the time you need to do your thing outside of work.

Salary 

£35,000 - £49,896 + unlimited holidays + options scheme 

Apply because you absolutely want to…

• Have freedom and autonomy in your role
• Be part of building something new
• Work with a bunch of really good people who actually enjoy their job
• Be part of a culture that values simplicity and transparency
• Get rid of the Sunday night blues and be excited about the week ahead of you
• Learn new skills in a whole bunch of different areas
• Have the chance to forge the career you’ve always wanted
• Make the world a better place for those who organise everything for everyone else all of the time

How to apply

Please send an anonymised copy of your CV to adam@collctiv.com (we don’t want any unconscious bias to rear its ugly head). Just tell us what you’ve done, what you’re good at and what you want to be doing next and we’ll go from there!